What Percentage Of People That Use Cash Advance Stores Have A Experian Credit Score Below 520?
I am doing a research paper on peer to peer lending and am trying to figure out the affects of peer to peer lending on cash advance stores mainly serving people with bad credit.
520 is the minimum credit requirement for placing a loan on prosper ( a peer-to-peer lending site)
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Probably a majority of people who go to Cash Advance Stores have horrible credit or are not financially sound. It is going to be difficult to figure out a percentage or even a ballpark though. Why would someone go and pay those outrageous interest rates if they could go to a bank and get a traditional loan or buget their money better and not get into that situation?